Estate Planning:
Protect your family against the unexpected.
Build and protect your wealth and investments.

Reasons to have an estate plan:
Provide adequately for your spouse and children.
Distribute your assets according to your wishes.
You choose the guardian for your minor children, not the courts.
Appoint your own Power of Attorney for financial and medical decisions.
Reduce amount of deferred taxes.
Reduce probate, legal and executor fees.
Provide funds for all final expenses and liabilities.
Decrease the time and potential problems to settle your estate.
Pass on your business to your spouse, children or other party.
Gift money or assets to a charity of your choice.

Investment Planning:
Build your retirement plan.

Retirement Planning:
Plan and invest to achieve your financial goals and dreams, NO MATTER HOW BIG THEY ARE.

Risk Management

Life Insurance (temporary, Permanent, Universal Life).
Critical Illness (Temporary and Permanent).
Disability (Accident, Sickness).
Health Plan.
Travel Insurance (Visitor/Snowbird/All Inclusive) Protect your finances while on a trip or when having visitors at home.
Annuity/Income For Life.